Sick and tired of banks that charge overdraft fees? Have you had some problems in the past with opening up a bank account? Do you have no credit score? If any one of these questions apply to you, then you are really in the market to find No Text that will give you everything you need. So what questions might you want to consider before signing up?
One. How do you open a prepaid account?
The prepaid card company’s website should offer you a user friendly sign up page or even the choice to contact them and sign up on the phone.
Two. How old do I need to be to acquire a card?
Some companies will help you to open a card as young as 14 years of age.
Three. What do I need to make application for a prepaid card?
Trying to get the credit card needs to be straight forward. Most prepaid card companies only need your company name, phone number, email address, social security number, and mailing address. The company usually sends a confirmation letter as well as other information regarding the company and additional services they feature.
Four. Exactly how much will it cost to sign up to get a card?
It’s usually able to sign up; however as soon as you add money in your prepaid account, they will likely charge an activation fee and monthly service charges will begin. If you use direct deposit to add money for your prepaid card, some companies will waive your activation fee.
Five. How much can it cost to activate a prepaid account?
Activation for any prepaid account is usually free when the company offers a service in which you can setup direct deposit for your account. However, if you choose not to use direct deposit, a little activation fee will likely be applied.
Six. Can I open your account should i be on ChexSystems?
Yes. Prepaid card companies do not perform a ChexSystems verification when opening new accounts.
Seven. Do You have to maintain a minimum balance on my own prepaid account?
No minimal balance is normally needed for prepaid accounts; however read the fine print.
Eight. Does the company provide monthly account statements?
Yes. Prepaid companies typically provide monthly online statements free of charge. You can also sign as much as receive monthly paper statements sent to your property and some charge a small fee. Also, some prepaid card companies provide options to get free text or email alerts.
Nine. How long does it use to get a card?
Most prepaid cards are generally delivered within 5-7 business days after you sign up. If you require a replacement card, you will need to request it and you may be charged a fee.
Ten. How can you know that the company is legitimate?
Make sure to check to find out if they may be an accredited member from the Better Business Bureau. A complete report on the company can be found on the Bureau’s website.
Eleven. Can I personally use the prepaid card like a charge card too?
No, only money which is put into the prepaid account can be used; however check to determine if the company offers a line of credit if you have direct deposit setup on your prepaid account.
Twelve. Who can I call with questions on my card?
Every prepaid card company should provide business hours and contact information.
Other stuff you may be thinking about when enrolling qiurtb a prepaid card would be:
Have they got a referral program?
Are there any special promotions?
Can they help me develop my credit score?
If you are content with the information you may have obtained and all fees are outlined, sign up. See link below for Www.Myprepaidcenter.Com that answers all of these questions.